Orthodontic Payment Plans and Financing Options - Springboro
Payment Plans and Orthodontic Insurance
Our Goal at Kulkarni Orthodontics is to provide financial terms that can satisfy most budgeting needs. We offer payment plans that are unique and customized to individual family budgeting needs. We offer family discounts, discounts for teachers, police/fire personnel and military/veterans. We have extended over a half a million dollars in discounts to the afore mentioned groups since 2004. We are Preferred Insurance providers for the following insurances: Superior Dental, Delta Dental, CIGNA Radius Network, MetLife, Dental Care Plus and Denta Select Plus.
Orthodontics is an allowable expense through your HSA and MSA, we will work with you to provide all documents you need to validate the expense.
We accept all major credit cards (Master Card, Visa, Discover and American Express) and offer third party financing.
Our payment plans include:
We offer a no interest and no down payment option. Details will be provided at your initial visit.Payment in Full
When the account is paid in full at the initial banding appointment, we offer a bookkeeping courtesy discount when the account is paid in full with cash, check or credit card.
Office Payment Plan
We offer in office payment plans at no interest. A down payment will be due at the initial banding appointment and then monthly payments will be made to the office. The monthly payment may be made when you come to the office, mailed or we can set up your payment to be made automatically from a credit or debit card. Payments are due monthly regardless of whether the patient is seen in the office during the month.
Third Party Financing
Our office accepts CareCredit and the Citi Health Card. These plans offer different financing options to accommodate most budgets. They include no down payment and interest free plans as well as longer term plans that include interest. Applications are quick and easy and can be handled over the phone or online. CareCredit can be reached at www.carecredit.com or by calling 1-800-365-8295. Citi Health Card can be reached at www.healthcard.citicards.com.
Orthodontic InsuranceAll patients or parents are ultimately responsible for the entire amount of their treatment fee regardless of orthodontic insurance coverage.
There are many different types of dental insurance plans. Each plan offer different types of coverage. Orthodontic insurance can be very complex, and sometimes difficult to understand. We will verify the amount of your expected coverage at the new patient exam. Please understand that verifying your insurance is not a guarantee the insurance company will pay the entire benefit We will in good faith extend to your account an initial credit (insurance allowance) in the amount that we estimate the insurance company will pay toward treatment.
We will file to the insurance company on your behalf and to the extent possible provide additional information to the insurance company if requested. It is your responsibility to provide specific information to the insurance company if requested from you and to provide us notification if the insurance terminates or changes.
Schedule a Consultation for Orthodontics in Springboro
Though braces can be expensive, there are many options out there that put them within reach for families and individuals. These financing options will help you clear that financial hurdle and get a healthier and more appealing smile. To learn more about the payment plans available for braces, be sure to contact our Springboro orthodontics practice today. We look forward to discussing these issues with you in more detail.